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MyTahanan
Mortgage tool
Closing Cost Calculator

The fees nobody tells you about β€” until closing day.

CGT, DST, transfer tax, registration, notarial, broker commission. Itemized by BIR/LGU/private, split by who actually pays.

The deal

Pre-fill from any listing or just type the number.

BIR uses whichever is higher: this price OR zonal value.
Industry range 3–5%. Verified agent default 4%.
Condo: BIR Form 1606 (CGT) applies, plus VAT only if sold by a developer above the threshold.
Itemized breakdown

Tap "Negotiable" rows to flip who pays β€” common moves in PH transactions.

BIR taxes
LGU + registration
Private / professional
Loan-related (if bank-financed)
Move-in / handover
Sources: rates and fee structures reflect 2024–2025 PH practice β€” BIR (CGT 6%, DST 1.5%), LGU transfer tax 0.5–0.75% varying by LGU, registration fee schedule from LRA. Verify exact LGU figures with your local registry of deeds before pitching specific numbers.